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Nasdaq · CIK 0000739421

CZFS CITIZENS FINANCIAL SERVICES INC

Insider trading from SEC Form 4. Last filing 21 d ago. Close $78.05 on Oct 9, 2026, +51% from the 52-week low and -6% from the high.

In brief

CITIZENS FINANCIAL SERVICES INC (CZFS) has 162 SEC Form 4 filings on file from 18 insiders, the latest filed on Sep 22, 2026. In the last 90 days insiders made 2 open-market buys worth $15k and 0 open-market sells worth $0, net +$15k.

24 open-market trades have been scored at CZFS. The newest: Stephen J Guillaume (SENIOR VICE PRESIDENT) bought $1,832 of stock on Aug 31, 2026, filed Sep 1, 2026, scored 10 (weak). The largest of the 24 shown: Thomas E. Freeman (director) sold $180k on Aug 22, 2025, scored 32 (weak). 2 insiders bought within 14 days of each other around Mar 6, 2026.

Last 90 days

Net insider value
+$15k
more bought than sold
Buys
2
$15k by 2 insiders
Sells
0
$0 by 0 insiders
Insiders on file
18
with a Form 4 at this company

Price and insider trades, last year

CZFSOct 9, 2026 · close 78.05

Daily candles, adjusted for splits and dividends. Green arrows are insider buys, red are sells, sized by value. Click a marked bar to open the signal.Charts by TradingView Lightweight Charts™

Signals

Open-market buys and sells at CITIZENS FINANCIAL SERVICES INC, scored.

ScoreInsiderValueHoldingsPrice contextFiled
10WeakStephen J Guillaume
SENIOR VICE PRESIDENT
buy
$1,832
24 shares
+0%-
20WeakJohn P Painter II
director
buy
$13k
160 shares
+4%+62% from low-1% from high
15WeakLeeAnn Gephart
EXECUTIVE VICE PRESIDENT
sell
$1,073
15 shares
-2%+41% from low-4% from high
15WeakLeeAnn Gephart
EXECUTIVE VICE PRESIDENT
sell
$1,929
29 shares
-3%+40% from low-0% from high
10WeakStephen J Guillaume
SENIOR VICE PRESIDENT
buy
$2,101
34 shares
+1%+27% from low-6% from high
15WeakLeeAnn Gephart
EXECUTIVE VICE PRESIDENT
sell
$1,555
24 shares
-3%+29% from low-4% from high
20WeakJohn P Painter II
director
buy
$8,914
140 shares
+4%+23% from low-9% from high
35WeakJohn P Painter II
director
buy
$41k
675 shares
+25%+19% from low-9% from high
18WeakStephen J Guillaume
SENIOR VICE PRESIDENT
buy
$742
13 shares
+0%+16% from low-11% from high
29WeakStephen J Guillaume
SENIOR VICE PRESIDENT
buy
$850
16 shares
+0%+7% from low-20% from high
39WeakRandall E Black
CEO & PRESIDENT
buy
$1,194
22 shares
+0%+6% from low-22% from high
44ModerateRandall E Black
CEO & PRESIDENT
buy
$26k
478 shares
+1%+4% from low-24% from high
14WeakStephen J Guillaume
SENIOR VICE PRESIDENT
buy
$740
13 shares
+0%+21% from low-16% from high
32WeakThomas E. Freeman
director
sell
$180k
3,000 shares
-19%+22% from low-15% from high
15WeakLeeAnn Gephart
EXECUTIVE VICE PRESIDENT
sell
$835
14 shares
-2%+28% from low-11% from high
15WeakLeeAnn Gephart
EXECUTIVE VICE PRESIDENT
sell
$1,966
33 shares
-4%+17% from low-19% from high
14WeakStephen J Guillaume
EXECUTIVE VICE PRESIDENT
buy
$871
15 shares
+0%+23% from low-15% from high
22WeakJohn P Painter II
director
buy
$12k
215 shares
+10%+16% from low-20% from high
10WeakStephen J Guillaume
EXECUTIVE VICE PRESIDENT
buy
$747
13 shares
+0%-
15WeakLeeAnn Gephart
EXECUTIVE VICE PRESIDENT
sell
$1,453
21 shares
-4%-
18WeakJohn P Painter II
director
buy
$6,600
110 shares
+6%-
10WeakStephen J Guillaume
SENIOR VICE PRESIDENT
buy
$872
13 shares
+0%-
15WeakDavid Z Richards Jr
EXECUTIVE VICE PRESIDENT
sell
$8,410
121 shares
-8%-
18WeakJohn P Painter II
director
buy
$16k
290 shares
+18%-

Transactions

The newest 50 of 165 rows filed, every code.

DateInsiderTransactionSharesPriceValueHoldings afterFiled
Sep 22, 2026R Joseph Landy
director
GGift
COMMON CLASS
-40$0.00$028,05121 d ago
Sep 15, 2026Christopher W Kunes
director
AGrant or award
COMMON CLASS
+70$0.00$013,24828 d ago
Sep 15, 2026Thomas E. Freeman
director
AGrant or award
COMMON CLASS
+70$0.00$013,42328 d ago
Sep 15, 2026Janie M Hilfiger
director
AGrant or award
COMMON CLASS
+70$0.00$03,95928 d ago
Sep 15, 2026Mickey L Jones
director
AGrant or award
COMMON CLASS
+70$0.00$014,17528 d ago
Sep 15, 2026Terry B Osborne
director
AGrant or award
COMMON CLASS
+70$0.00$013,43028 d ago
Sep 15, 2026John P Painter II
director
AGrant or award
COMMON CLASS
+70$0.00$03,99128 d ago
Sep 15, 2026R Joseph Landy
director
AGrant or award
COMMON CLASS
+70$0.00$028,09128 d ago
Sep 15, 2026Roger C Graham Jr
director
AGrant or award
COMMON CLASS
+70$0.00$069,96428 d ago
Sep 15, 2026Rinaldo A DePaola
director
AGrant or award
COMMON CLASS
+70$0.00$016,85128 d ago
Sep 15, 2026Robert W Chappell
director
AGrant or award
COMMON CLASS
+70$0.00$013,10628 d ago
Sep 15, 2026Joseph B Bower Jr
director
AGrant or award
COMMON CLASS
+70$0.00$02,09228 d ago
Sep 15, 2026John D Behm
director
AGrant or award
COMMON CLASS
+70$0.00$013,20428 d ago
Sep 8, 2026R Joseph Landy
director
GGift
COMMON CLASS
-20$0.00$028,02135 d ago
Aug 31, 2026Stephen J Guillaume
SENIOR VICE PRESIDENT
POpen-market purchase
COMMON CLASS
+24$76.32$1,8325,09442 d ago
Aug 5, 2026John P Painter II
director
POpen-market purchase
COMMON CLASS
+160$80.52$13k3,921Aug 5, 2026
Jul 22, 2026David Z Richards Jr
EXECUTIVE VICE PRESIDENT
AGrant or award
COMMON CLASS
+343$0.00$01,851Jul 23, 2026
Jul 9, 2026LeeAnn Gephart
EXECUTIVE VICE PRESIDENT
SOpen-market sale
COMMON CLASS
-15$71.52$1,073946Jul 9, 2026
Jul 9, 2026R Joseph Landy
director
GGift
COMMON CLASS
-20$0.00$028,041Jul 9, 2026
Jun 25, 2026Randall E Black
CEO & PRESIDENT
AGrant or award
COMMON CLASS
+563$0.00$046,487Jun 26, 2026
Jun 25, 2026Jeffrey R White
EXECUTIVE VICE PRESIDENT
AGrant or award
COMMON CLASS
+336$0.00$02,010Jun 26, 2026
Jun 25, 2026LeeAnn Gephart
EXECUTIVE VICE PRESIDENT
AGrant or award
COMMON CLASS
+153$0.00$0961Jun 26, 2026
Jun 25, 2026Stephen J Guillaume
EXECUTIVE VICE PRESIDENT
AGrant or award
COMMON CLASS
+311$0.00$05,029Jun 26, 2026
Jun 25, 2026Jeffrey L Wilson
EXECUTIVE VICE PRESIDENT
AGrant or award
COMMON CLASS
+49$0.00$08,337Jun 26, 2026
Jun 25, 2026LeeAnn Gephart
EXECUTIVE VICE PRESIDENT
SOpen-market sale
COMMON CLASS
-29$66.52$1,929808Jun 25, 2026
Jun 15, 2026Mickey L Jones
director
AGrant or award
COMMON CLASS
+88$0.00$014,105Jun 16, 2026
Jun 15, 2026Terry B Osborne
director
AGrant or award
COMMON CLASS
+88$0.00$013,360Jun 16, 2026
Jun 15, 2026John P Painter II
director
AGrant or award
COMMON CLASS
+88$0.00$03,750Jun 16, 2026
Jun 15, 2026Janie M Hilfiger
director
AGrant or award
COMMON CLASS
+88$0.00$03,867Jun 16, 2026
Jun 15, 2026Roger C Graham Jr
director
AGrant or award
COMMON CLASS
+88$0.00$069,400Jun 16, 2026
Jun 15, 2026Joseph B Bower Jr
director
AGrant or award
COMMON CLASS
+88$0.00$02,021Jun 16, 2026
Jun 15, 2026John D Behm
director
AGrant or award
COMMON CLASS
+29$0.00$013,134Jun 16, 2026
Jun 15, 2026Rinaldo A DePaola
director
AGrant or award
COMMON CLASS
+88$0.00$016,781Jun 16, 2026
Jun 15, 2026R Joseph Landy
director
AGrant or award
COMMON CLASS
+88$0.00$028,061Jun 16, 2026
Jun 15, 2026Christopher W Kunes
director
AGrant or award
COMMON CLASS
+88$0.00$013,133Jun 16, 2026
Jun 15, 2026Thomas E. Freeman
director
AGrant or award
COMMON CLASS
+88$0.00$013,259Jun 16, 2026
Jun 10, 2026R Joseph Landy
director
GGift
COMMON CLASS
-20$0.00$027,973Jun 10, 2026
May 29, 2026Stephen J Guillaume
SENIOR VICE PRESIDENT
POpen-market purchase
COMMON CLASS
+34$61.78$2,1014,718Jun 2, 2026
May 28, 2026LeeAnn Gephart
EXECUTIVE VICE PRESIDENT
SOpen-market sale
COMMON CLASS
-24$64.78$1,555837May 28, 2026
May 12, 2026John P Painter II
director
POpen-market purchase
COMMON CLASS
+140$63.67$8,9143,662May 12, 2026
May 4, 2026R Joseph Landy
director
GGift
COMMON CLASS
-40$0.00$027,993May 5, 2026
Apr 30, 2026Joseph B Bower Jr
director
AGrant or award
COMMON CLASS
+99$0.00$01,933Apr 30, 2026
Apr 30, 2026Roger C Graham Jr
director
AGrant or award
COMMON CLASS
+99$0.00$069,312Apr 30, 2026
Apr 30, 2026Mickey L Jones
director
AGrant or award
COMMON CLASS
+99$0.00$014,017Apr 30, 2026
Apr 30, 2026Terry B Osborne
director
AGrant or award
COMMON CLASS
+99$0.00$013,272Apr 30, 2026
Apr 30, 2026Rinaldo A DePaola
director
AGrant or award
COMMON CLASS
+99$0.00$016,693Apr 30, 2026
Apr 30, 2026R Joseph Landy
director
AGrant or award
COMMON CLASS
+99$0.00$028,033Apr 30, 2026
Apr 30, 2026Christopher W Kunes
director
AGrant or award
COMMON CLASS
+99$0.00$013,045Apr 30, 2026
Apr 30, 2026Thomas E. Freeman
director
AGrant or award
COMMON CLASS
+99$0.00$013,171Apr 30, 2026
Apr 30, 2026Robert W Chappell
director
AGrant or award
COMMON CLASS
+99$0.00$012,868Apr 30, 2026
50 of 165 rows shown.

Insiders

Everyone who has filed a Form 4 here.

Questions about CZFS

Answered from the filings on this page, as of the latest one.

Are insiders buying CZFS?

As of Sep 22, 2026, SEC Form 4 filings show 2 open-market buys worth $15k by 2 insiders and 0 open-market sells worth $0 by 0 insiders at CITIZENS FINANCIAL SERVICES INC in the last 90 days, net +$15k. Only purchases (code P) and sales (code S) count; grants, option exercises and tax withholding do not.

Who was the last insider to trade CZFS on the open market?

Stephen J Guillaume (SENIOR VICE PRESIDENT) bought $1,832 of CZFS on Aug 31, 2026 and filed the Form 4 on Sep 1, 2026. InsiderTell scored 10 (weak).

How many insiders file Form 4 at CITIZENS FINANCIAL SERVICES INC?

18 people have filed a Form 4 at CITIZENS FINANCIAL SERVICES INC, among them Randall E Black (CEO & PRESIDENT), Joseph B Bower Jr (director), John D Behm (director). Officers, directors and holders of more than 10% of a share class must report their trades within two business days.

Not investment advice. Scores and forward returns are decision support built from public SEC filings and past prices; they describe what happened after comparable filings, not what will happen after this one. Do your own research and size your risk.

CZFS insider trading: CITIZENS FINANCIAL SERVICES INC | InsiderTell