NYSE · CIK 0001598665
HRTG Heritage Insurance Holdings, Inc.
Insider trading from SEC Form 4. Last filing 21 d ago. Close $34.83 on Oct 9, 2026, +67% from the 52-week low and -2% from the high.
Heritage Insurance Holdings, Inc. (HRTG) has 79 SEC Form 4 filings on file from 12 insiders, the latest filed on Sep 22, 2026. In the last 90 days insiders made 0 open-market buys worth $0 and 5 open-market sells worth $831k, net -$831k.
43 open-market trades have been scored at HRTG. The newest: Timothy E Johns (See Remarks) sold $122k of stock on Sep 18, 2026, filed Sep 22, 2026, scored 25 (weak), under a 10b5-1 plan. The largest of the 43 shown: Richard A Widdicombe (director) sold $2.7M on Oct 14, 2025, scored 40 (moderate), under a 10b5-1 plan. 3 insiders sold within 14 days of each other around Sep 18, 2026.
HRTG closed at $34.83 on Oct 9, 2026, 67% above its 52-week low and 2% below its 52-week high.
25 Form 144 notices of planned sales are on file, the latest filed Dec 22, 2025.
Last 90 days
Net insider value
-$831k
more sold than bought
Buys
0
$0 by 0 insiders
Sells
5
$831k by 3 insiders
Insiders on file
12
with a Form 4 at this company
Price and insider trades, last year
HRTGOct 9, 2026 · close 34.83
Daily candles, adjusted for splits and dividends. Green arrows are insider buys, red are sells, sized by value. Click a marked bar to open the signal.Charts by TradingView Lightweight Charts™
Signals
Open-market buys and sells at Heritage Insurance Holdings, Inc., scored.
| Score | Insider | Value | Holdings | Price context | Filed |
|---|---|---|---|---|---|
| 25Weak | Timothy E Johns See Remarks sell | $122k 3,500 shares | -14% | - | |
| 49Moderate | Ernie J Garateix Chief Executive Officer sell | $88k 2,500 shares | -0% | - | |
| 42Moderate | Sharon Binnun Chief Accounting Officer sell | $222k 6,565 shares | -8% | - | |
| 42Moderate | Ernie J Garateix Chief Executive Officer sell | $88k 2,500 shares | -0% | - | |
| 17Weak | Sharon Binnun Chief Accounting Officer sell | $312k 9,200 shares | -10% | - | |
| 7Weak | Sharon Binnun Chief Accounting Officer sell | $224k 9,200 shares | -7% | +25% from low-24% from high | |
| 38Weak | Paul L Whiting director buy | $377k 16,000 shares | +18% | +22% from low-26% from high | |
| 16Weak | Sharon Binnun Chief Accounting Officer sell | $267k 9,200 shares | -7% | +52% from low-8% from high | |
| 26Weak | Ernie J Garateix Chief Executive Officer sell | $230k 8,334 shares | -1% | +46% from low-12% from high | |
| 23Weak | Sharon Binnun Chief Accounting Officer sell | $237k 9,200 shares | -6% | +76% from low-19% from high | |
| 40Moderate | Timothy Moura See Remarks sell | $1.3M 50,490 shares | -24% | +76% from low-19% from high | |
| 32Weak | Ernie J Garateix Chief Executive Officer sell | $212k 8,334 shares | -1% | +89% from low-18% from high | |
| 37Weak | Timothy Moura See Remarks sell | $776k 29,133 shares | -12% | +96% from low-15% from high | |
| 22Weak | Sharon Binnun Chief Accounting Officer sell | $224k 7,893 shares | -5% | +119% from low-10% from high | |
| 17Weak | Ernie J Garateix Chief Executive Officer sell | $201k 8,334 shares | -1% | +118% from low-23% from high | |
| 17Weak | Ernie J Garateix Chief Executive Officer sell | $217k 8,334 shares | -1% | +136% from low-18% from high | |
| 18Weak | Ernie J Garateix Chief Executive Officer sell | $246k 8,334 shares | -1% | +173% from low-5% from high | |
| 46Moderate | Ernie J Garateix Chief Executive Officer sell | $228k 8,000 shares | -1% | +165% from low-8% from high | |
| 45Moderate | Ernie J Garateix Chief Executive Officer sell | $199k 7,000 shares | -1% | +160% from low-9% from high | |
| 50Moderate | Kirk Lusk Chief Financial Officer sell | $235k 8,331 shares | -1% | +160% from low-9% from high | |
| 32Weak | Ernie J Garateix Chief Executive Officer sell | $224k 8,334 shares | -1% | +142% from low-16% from high | |
| 40Moderate | Richard A Widdicombe director, other sell | $1.5M 50,000 shares | -10% | +169% from low-6% from high | |
| 51Moderate | Ernie J Garateix Chief Executive Officer sell | $154k 5,000 shares | -0% | +184% from low0% from high | |
| 57Moderate | Ernie J Garateix Chief Executive Officer sell | $443k 15,000 shares | -1% | +172% from low-0% from high | |
| 35Weak | Kirk Lusk Chief Financial Officer sell | $484k 20,000 shares | -3% | +141% from low-16% from high | |
| 25Weak | Ernie J Garateix Chief Executive Officer sell | $192k 8,334 shares | -1% | +134% from low-18% from high | |
| 40Moderate | Richard A Widdicombe director, other sell | $2.7M 100,000 shares | -17% | +180% from low-2% from high | |
| 28Weak | Kirk Lusk Chief Financial Officer sell | $164k 6,803 shares | -1% | +164% from low-13% from high | |
| 32Weak | Kirk Lusk Chief Financial Officer sell | $327k 13,197 shares | -2% | +154% from low-17% from high | |
| 33Weak | Ernie J Garateix Chief Executive Officer sell | $227k 8,334 shares | -1% | +191% from low-4% from high | |
| 40Moderate | Richard A Widdicombe director, other sell | $2.4M 100,000 shares | -14% | +162% from low-6% from high | |
| 60Notable | Ernie J Garateix Chief Executive Officer sell | $615k 25,000 shares | -2% | +158% from low-7% from high | |
| 35Weak | Kirk Lusk Chief Financial Officer sell | $483k 20,000 shares | -3% | +163% from low-6% from high | |
| 53Moderate | Sharon Binnun Chief Accounting Officer sell | $514k 21,000 shares | -11% | +158% from low-7% from high | |
| 31Weak | Paul L Whiting director buy | $51k 2,500 shares | +3% | +130% from low-18% from high | |
| 27Weak | Paul L Whiting director buy | $56k 2,500 shares | +3% | +153% from low-9% from high | |
| 68Notable | Vijay Walvekar director sell | $980k 42,100 shares | -54% | +150% from low-10% from high | |
| 48Moderate | Panagiotis Apostolou director sell | $635k 25,000 shares | -13% | +179% from low0% from high | |
| 43Moderate | Ernie J Garateix Chief Executive Officer buy | $64k 5,000 shares | +0% | - | |
| 44Moderate | Paul L Whiting director buy | $134k 10,000 shares | +14% | - | |
| 41Moderate | Kirk Lusk Chief Financial Officer buy | $83k 6,000 shares | +1% | - | |
| 22Weak | Nicholas George Pappas director sell | $51k 4,000 shares | -5% | - | |
| 27Weak | Ernie J Garateix Chief Executive Officer buy | $49k 3,950 shares | +0% | - |
Planned sales
Form 144 notices filed before a sale of restricted or control stock, newest first. The sale itself usually reaches a Form 4 within days. All planned sales
| Filed | Seller | Shares | Value | Sale date | Past 3 months |
|---|---|---|---|---|---|
| Dec 22, 2025 | ERNESTO GARATEIX & YVETTE GARATEIX Director, Officer | 7,467 0.02% of outstanding | $216k | Dec 22, 2025 | $1.4M |
| Dec 22, 2025 | ERNESTO GARATEIX Director, Officer | 867 0.00% of outstanding | $25k | Dec 22, 2025 | $1.4M |
| Dec 12, 2025 | ERNESTO GARATEIX Officer | 1,709 0.01% of outstanding | $49k | Dec 12, 2025 | $2.1M |
| Dec 11, 2025 | ERNESTO GARATEIX Officer | 6,291 0.02% of outstanding | $179k | Dec 11, 2025 | $1.9M |
| Dec 9, 2025 | ERNESTO GARATEIX Officer | 7,000 0.02% of outstanding | $199k | Dec 9, 2025 | $1.7M |
| Dec 2, 2025 | KIRK H LUSK Officer | 8,331 0.03% of outstanding | $235k | Dec 2, 2025 | $1.5M |
| Nov 20, 2025 | ERNESTO GARATEIX & YVETTE GARATEIX Director, Officer | 7,467 0.02% of outstanding | $212k | Nov 20, 2025 | $1.6M |
| Nov 20, 2025 | ERNESTO GARATEIX Director, Officer | 867 0.00% of outstanding | $25k | Nov 20, 2025 | $1.6M |
| Nov 13, 2025 | ERNESTO J GARATEIX AND YVETTE GARATEIX Officer | 5,000 0.02% of outstanding | $154k | Nov 13, 2025 | $911k |
| Nov 12, 2025 | ERNESTO J GARATEIX AND YVETTE GARATEIX Officer | 5,000 0.02% of outstanding | $145k | Nov 12, 2025 | $614k |
| Nov 12, 2025 | ERNESTO J GARATEIX Officer | 5,000 0.02% of outstanding | $145k | Nov 11, 2025 | $614k |
| Nov 12, 2025 | ERNESTO J GARATEIX AND YVETTE GARATEIX Officer | 5,000 0.02% of outstanding | $152k | Nov 12, 2025 | $759k |
| Nov 5, 2025 | KIRK LUSK Officer | 19,929 0.06% of outstanding | $477k | Nov 5, 2025 | $976k |
| Nov 4, 2025 | KIRK LUSK Officer | 71 0.00% of outstanding | $1,649 | Nov 4, 2025 | $975k |
| Oct 20, 2025 | ERNESTO GARATEIX & YVETTE GARATEIX Director, Officer | 7,467 0.02% of outstanding | $172k | Oct 20, 2025 | $842k |
| Oct 20, 2025 | ERNESTO GARATEIX Director, Officer | 867 0.00% of outstanding | $20k | Oct 20, 2025 | $842k |
| Oct 3, 2025 | KIRK LUSK Officer | 6,803 0.02% of outstanding | $159k | Oct 3, 2025 | $810k |
| Oct 1, 2025 | KIRK LUSK Officer | 13,197 0.04% of outstanding | $332k | Oct 1, 2025 | $483k |
| Sep 22, 2025 | ERNESTO GARATEIX & YVETTE GARATEIX Director, Officer | 7,467 0.02% of outstanding | $212k | Sep 22, 2025 | $615k |
| Sep 22, 2025 | ERNESTO GARATEIX Director, Officer | 867 0.00% of outstanding | $25k | Sep 22, 2025 | $615k |
| Sep 16, 2025 | RICHARD A WIDDICOMBE Director | 250,000 0.81% of outstanding | $6.0M | Sep 16, 2025 | none |
| Sep 15, 2025 | ERNESTO J GARATEIX Officer | 25,000 0.08% of outstanding | $614k | Sep 15, 2025 | none |
| Sep 12, 2025 | KIRK LUSK Officer | 20,000 0.06% of outstanding | $478k | Sep 12, 2025 | none |
| May 21, 2025 | Vijay Walvekar Director | 75,500 0.24% of outstanding | $1.8M | May 21, 2025 | none |
| May 13, 2025 | Apostolou Panagiotis Director | 25,000 15.64% of outstanding | $634k | May 9, 2025 | none |
Transactions
The newest 50 of 111 rows filed, every code.
| Date | Insider | Transaction | Shares | Price | Value | Holdings after | Filed |
|---|---|---|---|---|---|---|---|
| Sep 18, 2026 | Timothy E Johns See Remarks | SOpen-market sale Common Stock10b5-1 | -3,500 | $34.74 | $122k | 21,938 | 21 d ago |
| Sep 14, 2026 | Ernie J Garateix Chief Executive Officer | SOpen-market sale Common Stock | -2,500 | $35.25 | $88k | 1,035,955 | 27 d ago |
| Sep 9, 2026 | Sharon Binnun Chief Accounting Officer | SOpen-market sale Common Stock | -6,565 | $33.82 | $222k | 80,623 | 32 d ago |
| Sep 3, 2026 | Ernie J Garateix Chief Executive Officer | SOpen-market sale Common Stock | -2,500 | $35.10 | $88k | 1,038,455 | 35 d ago |
| Sep 1, 2026 | Sharon Binnun Chief Accounting Officer | SOpen-market sale Common Stock10b5-1 | -9,200 | $33.91 | $312k | 87,188 | 40 d ago |
| Jun 22, 2026 | Sharon Binnun Chief Accounting Officer | SOpen-market sale Common Stock10b5-1 | -9,200 | $24.36 | $224k | 114,788 | Jun 24, 2026 |
| Jun 10, 2026 | Panagiotis Apostolou director | AGrant or award Common Stock | +2,703 | $0.00 | $0 | 169,972 | Jun 12, 2026 |
| Jun 10, 2026 | Paul L Whiting director | AGrant or award Common Stock | +2,703 | $0.00 | $0 | 105,829 | Jun 12, 2026 |
| Jun 10, 2026 | Richard A Widdicombe director, other | AGrant or award Common Stock | +2,703 | $0.00 | $0 | 451,750 | Jun 12, 2026 |
| Jun 10, 2026 | Irini Barlas director | AGrant or award Common Stockindirect: See Footnote | +2,703 | $0.00 | $0 | 71,022 | Jun 12, 2026 |
| Jun 10, 2026 | Joseph Vattamattam director | AGrant or award Common Stock | +2,703 | $0.00 | $0 | 63,763 | Jun 12, 2026 |
| Jun 11, 2026 | Paul L Whiting director | GGift Common Stock | -9,662 | $0.00 | $0 | 96,167 | Jun 12, 2026 |
| May 19, 2026 | Paul L Whiting director | POpen-market purchase Common Stock | +15,000 | $23.50 | $353k | 102,126 | May 20, 2026 |
| May 19, 2026 | Paul L Whiting director | POpen-market purchase Common Stock | +1,000 | $24.45 | $24k | 103,126 | May 20, 2026 |
| May 1, 2026 | Sharon Binnun Chief Accounting Officer | SOpen-market sale Common Stock10b5-1 | -9,200 | $28.99 | $267k | 123,988 | May 5, 2026 |
| Apr 20, 2026 | Ernie J Garateix Chief Executive Officer | SOpen-market sale Common Stock10b5-1 | -8,034 | $27.52 | $221k | 1,061,255 | Apr 21, 2026 |
| Apr 20, 2026 | Ernie J Garateix Chief Executive Officer | SOpen-market sale Common Stock10b5-1 | -300 | $28.40 | $8,521 | 1,060,955 | Apr 21, 2026 |
| Apr 1, 2026 | Sharon Binnun Chief Accounting Officer | SOpen-market sale Common Stock10b5-1 | -8,700 | $25.69 | $223k | 133,688 | Apr 3, 2026 |
| Apr 1, 2026 | Timothy Moura See Remarks | SOpen-market sale Common Stock10b5-1 | -24,619 | $25.78 | $635k | 185,916 | Apr 3, 2026 |
| Apr 1, 2026 | Sharon Binnun Chief Accounting Officer | SOpen-market sale Common Stock10b5-1 | -500 | $26.19 | $13k | 133,188 | Apr 3, 2026 |
| Apr 1, 2026 | Timothy Moura See Remarks | SOpen-market sale Common Stock10b5-1 | -1,102 | $26.21 | $29k | 184,814 | Apr 3, 2026 |
| Apr 2, 2026 | Timothy Moura See Remarks | SOpen-market sale Common Stock10b5-1 | -8,444 | $25.13 | $212k | 176,370 | Apr 3, 2026 |
| Apr 2, 2026 | Timothy Moura See Remarks | SOpen-market sale Common Stock10b5-1 | -16,325 | $26.08 | $426k | 160,045 | Apr 3, 2026 |
| Mar 20, 2026 | Ernie J Garateix Chief Executive Officer | SOpen-market sale Common Stock10b5-1 | -8,334 | $25.39 | $212k | 1,069,289 | Mar 23, 2026 |
| Mar 19, 2026 | Timothy Moura See Remarks | SOpen-market sale Common Stock10b5-1 | -28,223 | $26.60 | $751k | 211,445 | Mar 23, 2026 |
| Mar 19, 2026 | Timothy Moura See Remarks | SOpen-market sale Common Stock10b5-1 | -910 | $27.43 | $25k | 210,535 | Mar 23, 2026 |
| Mar 17, 2026 | Sharon Binnun Chief Accounting Officer | SOpen-market sale Common Stock10b5-1 | -7,893 | $28.35 | $224k | 142,388 | Mar 19, 2026 |
| Mar 12, 2026 | Timothy Moura See Remarks | FTax withholding Common Stock | -47,549 | $28.14 | $1.3M | 239,668 | Mar 16, 2026 |
| Mar 12, 2026 | Sharon Binnun Chief Accounting Officer | FTax withholding Common Stock | -36,274 | $28.14 | $1.0M | 150,281 | Mar 16, 2026 |
| Mar 12, 2026 | Ernie J Garateix Chief Executive Officer | FTax withholding Common Stock | -149,632 | $28.14 | $4.2M | 1,077,623 | Mar 16, 2026 |
| Mar 12, 2026 | Timothy E Johns See Remarks | FTax withholding Common Stock | -10,588 | $28.14 | $298k | 28,938 | Mar 16, 2026 |
| Mar 12, 2026 | Kirk Lusk Chief Financial Officer | FTax withholding Common Stock | -72,549 | $28.14 | $2.0M | 502,522 | Mar 16, 2026 |
| Mar 5, 2026 | Sharon Binnun Chief Accounting Officer | AGrant or award Common Stock | +3,037 | $0.00 | $0 | 174,408 | Mar 9, 2026 |
| Mar 5, 2026 | Ernie J Garateix Chief Executive Officer | AGrant or award Common Stock | +25,960 | $0.00 | $0 | 1,146,130 | Mar 9, 2026 |
| Mar 5, 2026 | Timothy E Johns See Remarks | AGrant or award Common Stock | +764 | $0.00 | $0 | 37,691 | Mar 9, 2026 |
| Mar 5, 2026 | Kirk Lusk Chief Financial Officer | AGrant or award Common Stock | +15,271 | $0.00 | $0 | 547,584 | Mar 9, 2026 |
| Mar 5, 2026 | Timothy Moura See Remarks | AGrant or award Common Stock | +4,337 | $0.00 | $0 | 270,955 | Mar 9, 2026 |
| Mar 5, 2026 | Sharon Binnun Chief Accounting Officer | AGrant or award Common Stock | +12,147 | $0.00 | $0 | 186,555 | Mar 9, 2026 |
| Mar 5, 2026 | Ernie J Garateix Chief Executive Officer | AGrant or award Common Stock | +81,125 | $0.00 | $0 | 1,227,255 | Mar 9, 2026 |
| Mar 5, 2026 | Timothy E Johns See Remarks | AGrant or award Common Stock | +1,835 | $0.00 | $0 | 39,526 | Mar 9, 2026 |
| Mar 5, 2026 | Kirk Lusk Chief Financial Officer | AGrant or award Common Stock | +27,487 | $0.00 | $0 | 575,071 | Mar 9, 2026 |
| Mar 5, 2026 | Timothy Moura See Remarks | AGrant or award Common Stock | +16,262 | $0.00 | $0 | 287,217 | Mar 9, 2026 |
| Feb 20, 2026 | Ernie J Garateix Chief Executive Officer | SOpen-market sale Common Stock10b5-1 | -8,134 | $24.10 | $196k | 1,120,370 | Feb 24, 2026 |
| Feb 20, 2026 | Ernie J Garateix Chief Executive Officer | SOpen-market sale Common Stock10b5-1 | -200 | $24.85 | $4,970 | 1,120,170 | Feb 24, 2026 |
| Jan 20, 2026 | Ernie J Garateix Chief Executive Officer | SOpen-market sale Common Stock10b5-1 | -8,234 | $26.02 | $214k | 1,128,604 | Jan 22, 2026 |
| Jan 20, 2026 | Ernie J Garateix Chief Executive Officer | SOpen-market sale Common Stock10b5-1 | -100 | $26.67 | $2,667 | 1,128,504 | Jan 22, 2026 |
| Dec 22, 2025 | Ernie J Garateix Chief Executive Officer | SOpen-market sale Common Stock10b5-1 | -8,334 | $29.48 | $246k | 1,136,838 | Dec 29, 2025 |
| Dec 15, 2025 | Sharon Binnun Chief Accounting Officer | FTax withholding Common Stock | -4,635 | $29.57 | $137k | 171,371 | Dec 17, 2025 |
| Dec 15, 2025 | Ernie J Garateix Chief Executive Officer | FTax withholding Common Stock | -40,634 | $29.57 | $1.2M | 1,145,172 | Dec 17, 2025 |
| Dec 15, 2025 | Timothy E Johns See Remarks | FTax withholding Common Stock | -2,112 | $29.57 | $62k | 36,927 | Dec 17, 2025 |
50 of 111 rows shown.
Insiders
Everyone who has filed a Form 4 here.
- Panagiotis Apostoloudirector
- Irini Barlasdirector
- Sharon BinnunChief Accounting Officer
- Ernie J GarateixChief Executive Officer
- Timothy E JohnsSee Remarks
- Kirk LuskChief Financial Officer
- Timothy MouraSee Remarks
- Nicholas George Pappasdirector
- Joseph Vattamattamdirector
- Paul L Whitingdirector
- Richard A Widdicombedirector, other
- Vijay Walvekardirector
Questions about HRTG
Answered from the filings on this page, as of the latest one.
Are insiders buying HRTG?
As of Sep 22, 2026, SEC Form 4 filings show 0 open-market buys worth $0 by 0 insiders and 5 open-market sells worth $831k by 3 insiders at Heritage Insurance Holdings, Inc. in the last 90 days, net -$831k. Only purchases (code P) and sales (code S) count; grants, option exercises and tax withholding do not.
Who was the last insider to trade HRTG on the open market?
Timothy E Johns (See Remarks) sold $122k of HRTG on Sep 18, 2026 and filed the Form 4 on Sep 22, 2026. InsiderTell scored 25 (weak), under a 10b5-1 plan, with 3 insiders on the same side within 14 days.
How many insiders file Form 4 at Heritage Insurance Holdings, Inc.?
12 people have filed a Form 4 at Heritage Insurance Holdings, Inc., among them Panagiotis Apostolou (director), Irini Barlas (director), Sharon Binnun (Chief Accounting Officer). Officers, directors and holders of more than 10% of a share class must report their trades within two business days.
Not investment advice. Scores and forward returns are decision support built from public SEC filings and past prices; they describe what happened after comparable filings, not what will happen after this one. Do your own research and size your risk.