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Insider · CIK 0001792263

Ronia F Kruse

director

Files at IBCP (INDEPENDENT BANK CORP /MI/). First filing Feb 27, 2026, latest Feb 27, 2026.

In brief

Ronia F Kruse files SEC Form 4 as director at IBCP (INDEPENDENT BANK CORP /MI/). Since Feb 27, 2026, Ronia F Kruse has reported 1 open-market buy worth $42k and 0 open-market sells worth $0, the latest filed on Feb 27, 2026.

A track record needs three past buys with six months of prices behind them; Ronia F Kruse has 0, so none is measured yet.

The newest scored trade: bought $42k of IBCP on Feb 24, 2026, filed Feb 27, 2026, scored 31 (weak). In the last 12 months: 1 buy worth $42k and 0 sells worth $0.

Track record
Not enough history
Fewer than three past buys with six months of prices.
Median 6-month excess
-
after past buys, n = 0
Hit rate
-
past buys that beat the index over 6 months
Open-market trades
1 / 0
$42k bought, $0 sold

Where the trades landed

Last year at the company this insider has traded most, with each buy and sell on the bar it happened.

IBCP: INDEPENDENT BANK CORP /MI/

IBCPOct 12, 2026 · close 35.58

Daily candles, adjusted for splits and dividends. Green arrows are insider buys, red are sells, sized by value. Click a marked bar to open the signal.Charts by TradingView Lightweight Charts™

Signals

This insider’s open-market buys and sells, scored.

ScoreCompanyValueHoldingsPrice contextFiled
31Weak
IBCPbuy
INDEPENDENT BANK CORP /MI/
$42k
1,200 shares
+120%+30% from low-4% from high

Transactions

Every row this insider has filed, 19 in all, newest first.

DateCompanyTransactionSharesPriceValueHoldings afterFiled
Aug 14, 2026IBCP
INDEPENDENT BANK CORP /MI/
AGrant or award
Phantom Stock Unitsderivative
+178$38.49$6,83224,58111 d ago
Oct 1, 2026IBCP
INDEPENDENT BANK CORP /MI/
AGrant or award
Phantom Stock Unitsderivative
+130$31.72$4,12624,71111 d ago
May 14, 2026IBCP
INDEPENDENT BANK CORP /MI/
AGrant or award
Phantom Stock Unitsderivative
+200$33.71$6,74224,276Jul 2, 2026
Jul 1, 2026IBCP
INDEPENDENT BANK CORP /MI/
AGrant or award
Phantom Stock Unitsderivative
+127$32.46$4,12524,403Jul 2, 2026
Feb 13, 2026IBCP
INDEPENDENT BANK CORP /MI/
AGrant or award
Phantom Stock Unitsderivative
+183$36.28$6,65223,939Apr 2, 2026
Apr 1, 2026IBCP
INDEPENDENT BANK CORP /MI/
AGrant or award
Phantom Stock Unitsderivative
+138$29.97$4,12524,076Apr 2, 2026
Feb 24, 2026IBCP
INDEPENDENT BANK CORP /MI/
POpen-market purchase
Common Stock
+1,200$35.27$42k2,200Feb 27, 2026
Nov 14, 2025IBCP
INDEPENDENT BANK CORP /MI/
AGrant or award
Phantom Stock Unitsderivative
+195$31.18$6,09023,619Jan 5, 2026
Jan 1, 2026IBCP
INDEPENDENT BANK CORP /MI/
AGrant or award
Phantom Stock Unitsderivative
+137$29.28$4,00123,755Jan 5, 2026
Aug 15, 2025IBCP
INDEPENDENT BANK CORP /MI/
AGrant or award
Phantom Stock Unitsderivative
+188$31.11$5,85522,706Oct 1, 2025
Oct 1, 2025IBCP
INDEPENDENT BANK CORP /MI/
AGrant or award
Phantom Stock Unitsderivative
+717$27.88$20k23,423Oct 1, 2025
May 15, 2025IBCP
INDEPENDENT BANK CORP /MI/
AGrant or award
Phantom Stock Unitsderivative
+173$32.57$5,63121,832Jul 1, 2025
Jul 1, 2025IBCP
INDEPENDENT BANK CORP /MI/
AGrant or award
Phantom Stock Unitsderivative
+686$29.17$20k22,518Jul 1, 2025
Feb 14, 2025IBCP
INDEPENDENT BANK CORP /MI/
AGrant or award
Phantom Stock Unitsderivative
+152$35.57$5,40420,937Apr 1, 2025
Apr 1, 2025IBCP
INDEPENDENT BANK CORP /MI/
AGrant or award
Phantom Stock Unitsderivative
+722$27.71$20k21,659Apr 1, 2025
Nov 15, 2024IBCP
INDEPENDENT BANK CORP /MI/
AGrant or award
Phantom Stock Unitsderivative
+128$37.66$4,82820,243Jan 2, 2025
Jan 1, 2025IBCP
INDEPENDENT BANK CORP /MI/
AGrant or award
Phantom Stock Unitsderivative
+542$31.35$17k20,786Jan 2, 2025
Nov 13, 2023IBCP
INDEPENDENT BANK CORP /MI/
AGrant or award
Phantom Stock Unitsderivative
+185$20.82$3,85116,929Jan 2, 2024
Jan 1, 2024IBCP
INDEPENDENT BANK CORP /MI/
AGrant or award
Phantom Stock Unitsderivative
+694$23.42$16k17,623Jan 2, 2024

Questions about Ronia F Kruse

Answered from the filings on this page, as of the latest one.

Is Ronia F Kruse buying or selling?

In the last 12 months Ronia F Kruse reported 1 open-market buy worth $42k and 0 open-market sells worth $0 on SEC Form 4; the latest was bought $42k of IBCP on Feb 24, 2026. Grants, option exercises and tax withholding are not counted.

How did Ronia F Kruse's past buys perform?

Not measured yet. InsiderTell needs three past buys with six months of prices to publish a track record, and Ronia F Kruse has 0.

Where does Ronia F Kruse file Form 4?

Ronia F Kruse has filed Form 4 at IBCP (INDEPENDENT BANK CORP /MI/). A Form 4 is required of officers, directors and holders of more than 10% of a share class within two business days of a trade.

Not investment advice. Scores and forward returns are decision support built from public SEC filings and past prices; they describe what happened after comparable filings, not what will happen after this one. Do your own research and size your risk.

Ronia F Kruse: insider trades and track record | InsiderTell