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Insider · CIK 0002030240

Michael Cairns

officer

Files at LOB (Live Oak Bancshares, Inc.). First filing -, latest -.

In brief

Michael Cairns files SEC Form 4 as officer at LOB (Live Oak Bancshares, Inc.). No open-market trade is on file; the transactions below are grants, exercises and other rows that carry no view on the price.

A track record needs three past buys with six months of prices behind them; Michael Cairns has 0, so none is measured yet.

Track record
Not enough history
Fewer than three past buys with six months of prices.
Median 6-month excess
-
after past buys, n = 0
Hit rate
-
past buys that beat the index over 6 months
Open-market trades
0 / 0
$0 bought, $0 sold

Signals

This insider’s open-market buys and sells, scored.

No scored open-market trades yet.

Transactions

Every row this insider has filed, 37 in all, newest first.

DateCompanyTransactionSharesPriceValueHoldings afterFiled
Aug 19, 2026LOB
Live Oak Bancshares, Inc.
MOption exercise
Voting Common Stock
+2,420--12,604Aug 21, 2026
Aug 19, 2026LOB
Live Oak Bancshares, Inc.
FTax withholding
Voting Common Stock
-1,076$40.89$44k11,528Aug 21, 2026
Aug 19, 2026LOB
Live Oak Bancshares, Inc.
MOption exercise
Restricted Stock Unitsderivative
-2,420$0.00$07,260Aug 21, 2026
Feb 23, 2026LOB
Live Oak Bancshares, Inc.
MOption exercise
Voting Common Stock
+145--10,257Feb 25, 2026
Feb 23, 2026LOB
Live Oak Bancshares, Inc.
FTax withholding
Voting Common Stock
-73$38.30$2,79610,184Feb 25, 2026
Feb 23, 2026LOB
Live Oak Bancshares, Inc.
MOption exercise
Restricted Stock Unitsderivative
-145$0.00$00Feb 25, 2026
Feb 10, 2026LOB
Live Oak Bancshares, Inc.
MOption exercise
Voting Common Stock
+1,282--10,750Feb 11, 2026
Feb 10, 2026LOB
Live Oak Bancshares, Inc.
FTax withholding
Voting Common Stock
-638$41.04$26k10,112Feb 11, 2026
Feb 9, 2026LOB
Live Oak Bancshares, Inc.
AGrant or award
Restricted Stock Unitsderivative
+10,778$0.00$010,778Feb 11, 2026
Feb 10, 2026LOB
Live Oak Bancshares, Inc.
MOption exercise
Restricted Stock Unitsderivative
-1,282$0.00$05,131Feb 11, 2026
Dec 15, 2025LOB
Live Oak Bancshares, Inc.
MOption exercise
Voting Common Stock
+235--9,573Dec 17, 2025
Dec 15, 2025LOB
Live Oak Bancshares, Inc.
FTax withholding
Voting Common Stock
-105$35.31$3,7089,468Dec 17, 2025
Dec 15, 2025LOB
Live Oak Bancshares, Inc.
MOption exercise
Restricted Stock Unitsderivative
-235$0.00$0236Dec 17, 2025
Dec 8, 2025LOB
Live Oak Bancshares, Inc.
MOption exercise
Voting Common Stock
+946--9,236Dec 10, 2025
Dec 8, 2025LOB
Live Oak Bancshares, Inc.
FTax withholding
Voting Common Stock
-421$32.95$14k8,815Dec 10, 2025
Dec 9, 2025LOB
Live Oak Bancshares, Inc.
MOption exercise
Voting Common Stock
+943--9,758Dec 10, 2025
Dec 9, 2025LOB
Live Oak Bancshares, Inc.
FTax withholding
Voting Common Stock
-420$33.02$14k9,338Dec 10, 2025
Dec 8, 2025LOB
Live Oak Bancshares, Inc.
MOption exercise
Restricted Stock Unitsderivative
-946$0.00$02,838Dec 10, 2025
Dec 9, 2025LOB
Live Oak Bancshares, Inc.
MOption exercise
Restricted Stock Unitsderivative
-943$0.00$01,886Dec 10, 2025
Aug 19, 2025LOB
Live Oak Bancshares, Inc.
MOption exercise
Voting Common Stock
+2,420--9,366Aug 20, 2025
Aug 19, 2025LOB
Live Oak Bancshares, Inc.
FTax withholding
Voting Common Stock
-1,076$35.35$38k8,290Aug 20, 2025
Aug 19, 2025LOB
Live Oak Bancshares, Inc.
MOption exercise
Restricted Stock Unitsderivative
-2,420$0.00$09,680Aug 20, 2025
Feb 24, 2025LOB
Live Oak Bancshares, Inc.
MOption exercise
Voting Common Stock
+145--7,019Feb 25, 2025
Feb 24, 2025LOB
Live Oak Bancshares, Inc.
FTax withholding
Voting Common Stock
-73$31.99$2,3356,946Feb 25, 2025
Feb 24, 2025LOB
Live Oak Bancshares, Inc.
MOption exercise
Restricted Stock Unitsderivative
-145$0.00$0145Feb 25, 2025
Feb 10, 2025LOB
Live Oak Bancshares, Inc.
MOption exercise
Voting Common Stock
+390--7,068Feb 12, 2025
Feb 10, 2025LOB
Live Oak Bancshares, Inc.
FTax withholding
Voting Common Stock
-194$35.08$6,8066,874Feb 12, 2025
Feb 10, 2025LOB
Live Oak Bancshares, Inc.
AGrant or award
Restricted Stock Unitsderivative
+6,413$0.00$06,413Feb 12, 2025
Feb 10, 2025LOB
Live Oak Bancshares, Inc.
MOption exercise
Restricted Stock Unitsderivative
-390$0.00$00Feb 12, 2025
Dec 16, 2024LOB
Live Oak Bancshares, Inc.
MOption exercise
Voting Common Stock
+235--6,783Dec 18, 2024
Dec 16, 2024LOB
Live Oak Bancshares, Inc.
FTax withholding
Voting Common Stock
-105$44.54$4,6776,678Dec 18, 2024
Dec 16, 2024LOB
Live Oak Bancshares, Inc.
MOption exercise
Restricted Stock Unitsderivative
-235$0.00$0471Dec 18, 2024
Dec 9, 2024LOB
Live Oak Bancshares, Inc.
MOption exercise
Voting Common Stock
+943--6,443Dec 11, 2024
Dec 9, 2024LOB
Live Oak Bancshares, Inc.
MOption exercise
Voting Common Stock
+945--7,388Dec 11, 2024
Dec 9, 2024LOB
Live Oak Bancshares, Inc.
FTax withholding
Voting Common Stock
-840$45.30$38k6,548Dec 11, 2024
Dec 9, 2024LOB
Live Oak Bancshares, Inc.
MOption exercise
Restricted Stock Unitsderivative
-943$0.00$02,829Dec 11, 2024
Dec 9, 2024LOB
Live Oak Bancshares, Inc.
MOption exercise
Restricted Stock Unitsderivative
-945$0.00$03,784Dec 11, 2024

Questions about Michael Cairns

Answered from the filings on this page, as of the latest one.

Is Michael Cairns buying or selling?

Michael Cairns has no open-market buy or sell on SEC Form 4; the filings on record are grants, exercises and other transactions.

How did Michael Cairns's past buys perform?

Not measured yet. InsiderTell needs three past buys with six months of prices to publish a track record, and Michael Cairns has 0.

Where does Michael Cairns file Form 4?

Michael Cairns has filed Form 4 at LOB (Live Oak Bancshares, Inc.) as Chief Credit Officer. A Form 4 is required of officers, directors and holders of more than 10% of a share class within two business days of a trade.

Not investment advice. Scores and forward returns are decision support built from public SEC filings and past prices; they describe what happened after comparable filings, not what will happen after this one. Do your own research and size your risk.

Michael Cairns: insider trades and track record | InsiderTell