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sellModerate cluster of 310b5-1 plan

Dave Girouard sold $3.5M of UPST

Chief Executive Officer at Upstart Holdings, Inc.. 41,667 shares at an average of $83.28, traded Dec 16, 2024, filed Dec 18, 2024.

Warning score
40
Value
$3.5M
41,667 shares
Holdings after
57,138
-42% from before
From 52-week low
-
no price yet
From 52-week high
-
no price yet

Score components

  • Role
    CEO
    +25
  • Trade size
    $3.5M at market
    +25
  • Share of holdings sold
    Sold 42% of holdings
    +10
  • Cluster
    3 insiders selling within 14 days
    +15
  • Exercise and sell
    Shares came from an option exercise in the same filing
    -15
  • 10b5-1 plan
    Pre-scheduled under a 10b5-1 plan
    -20

What happened after comparable sells

Same side and tier, against the S&P 500, at 1, 3 and 6 months. Shown to Pro users; the whole table is on the backtest page.

Price around the trade, and since

From a quarter before the trade to today. The arrow is the trade, the circle the day the filing reached EDGAR, which is the first day anyone outside could act; the dotted line is the S&P 500 rebased to that day's close.

UPSTOct 9, 2026 · close 24.10
Since filing Dec 18, 2024: -67.1%SPY +35.9% · excess -103.0%

Daily candles, adjusted for splits and dividends. Green arrows are insider buys, red are sells, sized by value; the dashed line is the close on the filing day, the dotted line SPY rebased to it.Charts by TradingView Lightweight Charts™

Rows in this filing

Every transaction in Form 4 0001628280-24-051876, as filed. Open on EDGAR

DateTransactionSharesPriceValueHoldings afterFiled
Dec 16, 2024MOption exercise
Common Stock10b5-1
+41,667$0.83$35k98,805Dec 18, 2024
Dec 16, 2024SOpen-market sale
Common Stock10b5-1
-3,374$81.70$276k95,431Dec 18, 2024
Dec 16, 2024SOpen-market sale
Common Stock10b5-1
-21,434$83.01$1.8M73,997Dec 18, 2024
Dec 16, 2024SOpen-market sale
Common Stock10b5-1
-14,123$83.80$1.2M59,874Dec 18, 2024
Dec 16, 2024SOpen-market sale
Common Stock10b5-1
-2,736$84.70$232k57,138Dec 18, 2024
Dec 16, 2024MOption exercise
Employee Stock Option (Right to buy)derivative10b5-1
-41,667$0.00$01,126,744Dec 18, 2024

Related signals

Other insiders at Upstart Holdings, Inc. and this insider’s other filings.

ScoreCompanyInsiderValueHoldingsFiled
35Weak
UPSTsell
Upstart Holdings, Inc.
Sanjay Datta
President, Capital& Enterprise
$3.2M
116,000 shares
-20%
60Notable
UPSTbuy
Upstart Holdings, Inc.
Paul Gu
Chief Executive Officer
$1.3M
50,000 shares
+63%
10Weak
UPSTsell 310b5-1
Upstart Holdings, Inc.
Natalia Mirgorodskaya
See Remarks
$10k
390 shares
-1%
10Weak
UPSTsell 310b5-1
Upstart Holdings, Inc.
Natalia Mirgorodskaya
See Remarks
$25k
866 shares
-3%
22Weak
UPSTsell 310b5-1
Upstart Holdings, Inc.
Scott Darling
Chief Legal Officer
$205k
6,868 shares
-7%
50Moderate
UPSTsell 3
Upstart Holdings, Inc.
Sanjay Datta
Chief Financial Officer
$238k
7,982 shares
-3%
30Weak
UPSTsell 3
Upstart Holdings, Inc.
Natalia Mirgorodskaya
See Remarks
$19k
633 shares
-2%
0Weak
UPSTsell10b5-1
Upstart Holdings, Inc.
Scott Darling
Chief Legal Officer
$50k
1,000 shares
-5%
11Weak
UPSTsell 210b5-1
Upstart Holdings, Inc.
Kerry Whorton Cooper
director
$75k
1,500 shares
-6%
13Weak
UPSTsell 210b5-1
Upstart Holdings, Inc.
Scott Darling
Chief Legal Officer
$370k
7,392 shares
-30%

Not investment advice. Scores and forward returns are decision support built from public SEC filings and past prices; they describe what happened after comparable filings, not what will happen after this one. Do your own research and size your risk.