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sellWeak cluster of 3

Natalia Mirgorodskaya sold $30k of UPST

See Remarks at Upstart Holdings, Inc.. 821 shares at an average of $36.62, traded Nov 20, 2025, filed Nov 24, 2025.

Warning score
20
Value
$30k
821 shares
Holdings after
27,160
-3% from before
From 52-week low
+2%
low $34.80, close $35.58
From 52-week high
-60%
high $88.77, as of Nov 20, 2025

Score components

  • Role
    Officer
    +15
  • Trade size
    $30k at market
    +5
  • Share of holdings sold
    Sold 2.9% of holdings
    0
  • Cluster
    3 insiders selling within 14 days
    +15
  • Exercise and sell
    Shares came from an option exercise in the same filing
    -15

What happened after comparable sells

Same side and tier, against the S&P 500, at 1, 3 and 6 months. Shown to Pro users; the whole table is on the backtest page.

This signal so far: 1m +23.6%, 3m -30.1%, 6m -26.8%.

Price around the trade, and since

From a quarter before the trade to today. The arrow is the trade, the circle the day the filing reached EDGAR, which is the first day anyone outside could act; the dotted line is the S&P 500 rebased to that day's close.

UPSTOct 12, 2026 · close 23.75
Since filing Nov 24, 2025: -39.1%SPY +17.6% · excess -56.7%

Daily candles, adjusted for splits and dividends. Green arrows are insider buys, red are sells, sized by value; the dashed line is the close on the filing day, the dotted line SPY rebased to it.Charts by TradingView Lightweight Charts™

Rows in this filing

Every transaction in Form 4 0001833851-25-000003, as filed. Open on EDGAR

DateTransactionSharesPriceValueHoldings afterFiled
Nov 20, 2025MOption exercise
Common Stock
+6,900$35.58$246k27,981Nov 24, 2025
Nov 20, 2025SOpen-market sale
Common Stock
-741$36.58$27k27,240Nov 24, 2025
Nov 20, 2025SOpen-market sale
Common Stock
-80$36.95$2,95627,160Nov 24, 2025
Nov 20, 2025MOption exercise
Employee Stock Option (Right to buy)derivative
-6,900$0.00$04,600Nov 24, 2025

Related signals

Other insiders at Upstart Holdings, Inc. and this insider’s other filings.

ScoreCompanyInsiderValueHoldingsFiled
43Moderate
UPSTsell 2
Upstart Holdings, Inc.
Sanjay Datta
President, Capital& Enterprise
$3.2M
116,000 shares
-20%
60Notable
UPSTbuy
Upstart Holdings, Inc.
Paul Gu
Chief Executive Officer
$1.3M
50,000 shares
+63%
15Weak
UPSTsell 410b5-1
Upstart Holdings, Inc.
Natalia Mirgorodskaya
See Remarks
$27k
913 shares
-2%
42Moderate
UPSTsell 4
Upstart Holdings, Inc.
Scott Darling
Chief Legal Officer
$216k
7,696 shares
-10%
54Moderate
UPSTsell 4
Upstart Holdings, Inc.
Sanjay Datta
President, Capital& Enterprise
$566k
18,945 shares
-6%
30Weak
UPSTsell 4
Upstart Holdings, Inc.
Natalia Mirgorodskaya
See Remarks
$16k
586 shares
-2%
31Weak
UPSTsell 410b5-1
Upstart Holdings, Inc.
Andrea Blankmeyer
Chief Financial Officer
$299k
10,175 shares
-6%
30Weak
UPSTsell 4
Upstart Holdings, Inc.
Scott Darling
Chief Legal Officer
$24k
814 shares
-1%
42Moderate
UPSTsell 4
Upstart Holdings, Inc.
Sanjay Datta
President, Capital& Enterprise
$60k
2,033 shares
-1%
45Moderate
UPSTsell 2
Upstart Holdings, Inc.
Sanjay Datta
President, Capital& Enterprise
$456k
15,000 shares
-5%

Not investment advice. Scores and forward returns are decision support built from public SEC filings and past prices; they describe what happened after comparable filings, not what will happen after this one. Do your own research and size your risk.

Natalia Mirgorodskaya sold $30k of UPST | InsiderTell